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How to Answer Behavioral Questions With Ease
June 25, 2015
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451846939 Job InterviewInterviewers love asking applicants behavioral questions these days, and with good reason. Behavioral questions give them a keen insight into how the candidate would handle specific situations that happen in their work environments.

Read on to learn how to handle behavioral questions with ease.

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How to Write a Cover Letter: 14 Best Practices for Dramatically Better Job Apps
June 11, 2015
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470761319The cover letter is one of the few documents that nearly everyone will have to write at some point in their life. It has been said that the CV is possibly the most important document you will ever write and if this is the case then arguably, the cover letter could be a close second. The good news is that whilst it might seem complex, in truth it is a just a combination of basic principles that need to be included and followed.

Read these 14 best practices for dramatically better job applications to learn more.

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Beware of “Cracking Cards” Scam
June 4, 2015
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174451259Millennials are being targeted by a new scam in which criminals steal money from accounts via the victim’s ATM card.

Called “cracking cards,” the ruse fools young adults into handing over ATM PIN numbers as part of an easy-money scheme. The criminals typically contact the young adult via social media, ask if they can use ther person’s account to cash a check, and then promise the victim a cut of the money they deposit. However, the fraudster deposits only fake checks and then quickly drains the victim’s account.

Never share your PIN number or card with anyone.

For information on how to protect yourself from identity theft and fraud, read about NEFCU’s credit monitoring service.

To read additional important security tips, click here.

 

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10 Simple Steps to Improve Presentation Skills
May 28, 2015
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86496317“Having sat through more presentations that we can count and having had to present our own work and ideas throughout the years, we have learnt a lot about what makes you a good presenter and what doesn’t. Believe it or not, we were once shy and terrified of presentations too. And we have become a whole lot better at it. How? Read these 10 simple steps to improve presentation skills  to learn more.”

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12 Great Reasons to Drop Your Bank and Join a Credit Union
May 14, 2015
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480351583 Money Sav“If you are looking to save money, borrow at lower rates and enjoy personal service, a credit union may be the best bet for you.”

Read about these 12 areas where credit unions really shine.

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// Categories: Borrowing Wisely,Buying A Car,College Life,Saving & Budgeting
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How Can I Improve My Presentation Skills in 10 Easy Steps?
May 7, 2015
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450795057 Bus GrowthAs Einstein said, “If you can’t explain it simply, you don’t understand it well enough” – and neither will your audience. To learn how you can improve your presentation skills using several quick and effective tips, read on:  http://granterskinearchitects.com/articles-2/how-to-present.html

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4 Easy Money Saving Tips for 2015
April 30, 2015
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179312713Why not invest in your finances for the New Year? Incorporate these 5 money-saving tips for a prosperous year.

1. Coupon On the Go.  There’s no reason you should pay full price when you have a smartphone.  Apps like Groupon, LivingSocial, GroceryIQ, SavingStar and RetailMeNot make it easy to save at your favorite stores. With an extra 2 minutes to spare, you can locate coupons for popular shops, such Forever21, H&M, Best Buy and Game Stop. That means while you’re waiting on line, you can score coupons for your purchase! Additionally, many stores are going mobile like 7 Eleven and Target. Download the app for stores you frequent for additional savings. Free coffee anyone?

2. Shop for the Sales.  You know the saying, “Dress for the job you want, not the job you have.” Well it’s time to shop for the clothes on sale, not the clothes at full price. If you’re attentive, you’ll notice that certain items go on sale at certain times of the year. That’s because all stores go through seasonal sales cycles. Towards the end of each season is the perfect time to rack up on clearance items. Check out this site for a month-by-month break down on seasonal sales: http://faithfulprovisions.com/what-to-buy-when-seasonal-sales-cycle/

3. Opt to Dine In.  Bottom line: Eating out is expensive. Always eat beforehand, wait to eat at home or bring a snack with you to avoid spending extra money.

4. ALWAYS ask for a Student Discount.  I bet you didn’t know places like Apple, Subway, Chipotle, AMC Theaters, ASOS and Topshop offer discounts for students! Whenever you’re shopping, ask an employee about student discounts. It’s better to ask than to miss out on a sweet deal. For a full list of student discount heaven, visit this website: http://www.teachthought.com/interest/103-organizations-that-offer-student-discounts/

Created by: Brittany Spell/St John’s University – Major: Psychology

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4 Money Habits Millennials Need to Break
April 16, 2015
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178098337[1]1. Saving absolutely no money.  Saving should always, always, always be a priority. Get in the habit of saving money now. Every time you get a pay check, put aside 10% of your income. You never know when you’ll run into an emergency where the extra cash will come in handy. It’s better to be safe, rather than sorry.
Btw: 10% of $100 is $10. That’s super affordable!

2. Living paycheck to paycheck.  This is a scary habit you should break as soon as possible. If you spend all your money without thinking each expense through and putting money aside, you’ll never have money – especially when you need it. You’re not always going to be able to depend on your parents when you need money. Make financial independence a healthy habit.

3. Not investing in long-term savings.  If you’re already in the habit of saving money, that’s great. But are you saving for your long-term or short-term goals? Saving up for spring break vacation is cool, but how about expenses for graduate school, a house or even retirement? You’re probably thinking, “I won’t be doing any of that anytime soon.” But when will you? When it comes to long distance goals with high price tags, you should beginning saving now. It’s dangerous to assume you can start saving later on. The beauty of starting early is that putting aside a small piece of your income now adds up significantly over time.
Did you know? If you put aside $50 twice a month for 10 years, you’ll have $12,000.

4. Spending money without tracking it.  Whether you make $200 a week or $5 a week, you should have a clear understanding of where you’re spending your money on a daily and weekly basis. Where do most of your expenses go – food, recreation, travel, school supplies? Essentially, when you spend money you’re making an investment. The goal is to make the right investments. As Kate Ashford states, “If you don’t know where your money’s going, you can’t accurately plan to meet saving and spending goals.” Without an established budget, it’s easy to overspend. Invest in a money-management tool, such as Mint.com, which will help you keep a day-to-day track of all expenses.

Created by: Brittany Spell/St John’s University – Major: Psychology

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Three Things That Will Accelerate Growth for Your Business
April 9, 2015
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In this Forbes article, Ian Altman addresses the problem when clients see your organization as a commodity that does the same thing as multiple other companies. Add to that the challenge of adding to your salesforce without  spending a small fortune.

450795057 Bus GrowthHere’s some advice to achieve greater success along with some concepts that we hope resonate with you.

 

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// Categories: Career Advice,Self Employment,Starting a Business
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27 Money-Saving Tips From Successful Small Businesses
March 26, 2015
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In this article by Annie Mueler, she shares her collection of 27 money-saving tips obtained from real small businesses that continue to succeed in a tough economy.

480351583 Money SavReal people, real businesses and real ideas to help you cut costs, lower your overhead, and still reach your target market and build your business.

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// Categories: Career Advice,Making A Difference,Saving & Budgeting,Self Employment,Starting a Business
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